/* InvestMyCity — palette sampled directly from the logo artwork
   navy   #042D5D   wordmark "investcity"
   teal   #01C39E   wordmark "my", arrow
   blue   #025D97   building gradient
   slate  #2C3E50   tagline
   grey   #B5BEC6   ".com"                                              */
:root{
  color-scheme:light;
  --navy:#042D5D; --navy-deep:#02203F; --navy-mid:#0A3E75;
  --heading:#042D5D;
  --surface:#FFFFFF; --surface-2:#F6F9FC; --surface-3:#FFFFFF;
  --shadow-sm:0 1px 2px rgba(4,45,93,.06),0 1px 3px rgba(4,45,93,.04);
  --shadow-md:0 4px 12px rgba(4,45,93,.07),0 2px 4px rgba(4,45,93,.04);
  --shadow-lg:0 14px 40px rgba(4,45,93,.12);
  --blue:#025D97; --blue-soft:#E7F0F8;
  --teal:#01C39E; --teal-bright:#01CDA4; --teal-deep:#019177; --teal-soft:#E4F8F3;
  --slate:#2C3E50; --grey:#B5BEC6;
  --ink:#12212F; --muted:#5A6B7C; --line:#E1E8EF;
  --bg:#fff; --bg-alt:#F6F9FC;
  --ok:#0F7355; --ok-bg:#E4F8F3;
  --warn:#8A5A00; --warn-bg:#FDF4E3;
  --serif:'Source Serif 4',ui-serif,Georgia,serif;
  --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  --good:#0CA30C; --warning:#FAB219; --serious:#EC835A; --critical:#D03B3B;
  --wrap:1160px;
}
:root[data-theme="dark"]{color-scheme:dark;
  --heading:#EAF1F8;
  --surface:#0B1520; --surface-2:#0F1D2B; --surface-3:#132434;
  --bg:#0B1520; --bg-alt:#0F1D2B;
  --ink:#E4ECF4; --muted:#9BB0C4; --line:#22374C;
  --teal:#01CDA4; --teal-bright:#2BDCB8; --teal-deep:#4FE3C4; --teal-soft:#0E2E2A;
  --blue:#5AA9E6; --blue-soft:#122A3E;
  --ok:#4ADE80; --ok-bg:#0E2A1C;
  --warn:#FCD34D; --warn-bg:#2E2413;
  --shadow-sm:0 1px 2px rgba(0,0,0,.4);
  --shadow-md:0 4px 14px rgba(0,0,0,.45);
  --shadow-lg:0 16px 44px rgba(0,0,0,.55);
}
@media(prefers-color-scheme:dark){
 :root:not([data-theme="light"]){color-scheme:dark;
  --heading:#EAF1F8;
  --surface:#0B1520; --surface-2:#0F1D2B; --surface-3:#132434;
  --bg:#0B1520; --bg-alt:#0F1D2B;
  --ink:#E4ECF4; --muted:#9BB0C4; --line:#22374C;
  --teal:#01CDA4; --teal-bright:#2BDCB8; --teal-deep:#4FE3C4; --teal-soft:#0E2E2A;
  --blue:#5AA9E6; --blue-soft:#122A3E;
  --ok:#4ADE80; --ok-bg:#0E2A1C;
  --warn:#FCD34D; --warn-bg:#2E2413;
  --shadow-sm:0 1px 2px rgba(0,0,0,.4);
  --shadow-md:0 4px 14px rgba(0,0,0,.45);
  --shadow-lg:0 16px 44px rgba(0,0,0,.55);
 }
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{font-family:var(--sans);color:var(--ink);background:var(--surface);line-height:1.68;font-size:17px;-webkit-font-smoothing:antialiased}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.narrow{max-width:820px}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.18;letter-spacing:-.01em;color:var(--heading)}
h4{font-family:var(--sans);font-weight:700;color:var(--heading)}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
p{margin-bottom:16px}
section{padding:84px 0}
section.alt{background:var(--bg-alt);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.eyebrow{font-size:12px;font-weight:800;letter-spacing:.15em;text-transform:uppercase;color:var(--teal-deep);margin-bottom:14px}
.lede{font-size:19px;color:var(--muted)}
.head{max-width:76ch;margin-bottom:48px}
.head h2{font-size:clamp(27px,3.5vw,39px);margin-bottom:14px}
.center{text-align:center;margin-left:auto;margin-right:auto}

/* header */
.topbar{background:var(--navy-deep);color:#A9BDD4;font-size:13px;padding:8px 0;text-align:center}
.topbar strong{color:#fff}
header{position:sticky;top:0;z-index:60;background:color-mix(in srgb,var(--surface) 94%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.brand img{height:38px;width:auto;display:block}
.brand .lg-l{display:none}
:root[data-theme="dark"] .brand .lg-d{display:none}
:root[data-theme="dark"] .brand .lg-l{display:block}
@media(prefers-color-scheme:dark){
 :root:not([data-theme="light"]) .brand .lg-d{display:none}
 :root:not([data-theme="light"]) .brand .lg-l{display:block}}
nav ul{display:flex;gap:19px;list-style:none;align-items:center}
nav a{font-size:14.5px;color:var(--muted);font-weight:500;text-decoration:none;white-space:nowrap}
nav a:hover,nav a.on{color:var(--heading)}
nav a.on{font-weight:600}
.btn{display:inline-block;padding:11px 20px;border-radius:7px;font-size:15px;font-weight:600;cursor:pointer;border:1.5px solid transparent;transition:.15s;text-decoration:none!important}
.btn-primary{background:var(--teal);color:#02332A;border-color:var(--teal)}
.btn-primary:hover{background:var(--teal-bright);color:#02332A}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-mid)}
.btn-ghost{border-color:var(--line);color:var(--heading);background:var(--surface-3)}
.btn-ghost:hover{border-color:var(--heading)}
.btn-lg{padding:15px 30px;font-size:16px}
.menu-btn{display:none;background:none;border:0;font-size:25px;color:var(--heading);cursor:pointer}

/* hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;padding:96px 0 88px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-140px;bottom:-160px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(1,195,158,.20),transparent 68%)}
.hero .wrap{position:relative;z-index:1}
.hero h1{color:#fff;font-size:clamp(34px,5.2vw,58px);max-width:18ch;margin-bottom:22px}
.hero p{font-size:19.5px;color:#C0D2E4;max-width:62ch;margin-bottom:32px}
.hero .eyebrow{color:var(--teal-bright)}
.hero-cta{display:flex;gap:13px;flex-wrap:wrap}
.hero .btn-ghost{background:transparent;border-color:rgba(255,255,255,.32);color:#fff}
.hero .btn-ghost:hover{background:rgba(255,255,255,.1);border-color:#fff}
.hero-note{margin-top:38px;font-size:14px;color:#8FA8C4;border-top:1px solid rgba(255,255,255,.15);padding-top:20px;max-width:66ch}
.page-hero{background:var(--navy);color:#fff;padding:66px 0}
.page-hero h1{color:#fff;font-size:clamp(30px,4.4vw,46px);margin-bottom:14px}
.page-hero p{color:#B9CCE0;font-size:19px;max-width:64ch;margin:0}
.page-hero .eyebrow{color:var(--teal-bright)}

/* grid + cards */
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{border:1px solid var(--line);border-radius:14px;padding:28px;background:var(--surface-3);box-shadow:var(--shadow-sm);transition:box-shadow .2s,transform .2s,border-color .2s}
.card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px);border-color:var(--teal)}
.card h3{font-size:19px;margin-bottom:9px}
.card h4{font-size:17px;margin-bottom:8px}
.card p{font-size:15.5px;color:var(--muted);margin-bottom:10px}
.card p:last-child{margin-bottom:0}
.card-teal{border-top:3px solid var(--teal)}
.icon{width:44px;height:44px;border-radius:10px;background:var(--teal-soft);color:var(--teal-deep);display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:16px;font-weight:700}

/* list */
.ticks{list-style:none}
.ticks li{padding-left:26px;position:relative;margin-bottom:11px;font-size:15.5px;color:var(--muted)}
.ticks li:before{content:"";position:absolute;left:0;top:8px;width:8px;height:8px;border-radius:50%;background:var(--teal)}
.ticks.dark li{color:#B4C7DC}

/* steps */
.steps{counter-reset:s;list-style:none}
.steps li{counter-increment:s;position:relative;padding-left:58px;margin-bottom:28px}
.steps li:before{content:counter(s);position:absolute;left:0;top:-2px;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--serif);font-size:16px;display:flex;align-items:center;justify-content:center}
.steps h4{font-size:17px;margin-bottom:4px}
.steps p{font-size:15.5px;color:var(--muted);margin:0}

/* flow */
.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;counter-reset:f}
.flow-step{background:#fff;border:1px solid var(--line);border-radius:11px;padding:22px;position:relative}
.flow-step .n{font-size:12px;font-weight:800;color:var(--teal-deep);letter-spacing:.1em;margin-bottom:8px}
.flow-step h4{font-size:16px;margin-bottom:6px}
.flow-step p{font-size:14.5px;color:var(--muted);margin:0}

/* pathway */
.path{border:1px solid var(--line);border-radius:14px;overflow:hidden;display:flex;flex-direction:column;background:var(--surface-3);box-shadow:var(--shadow-sm);transition:.2s}
.path:hover{box-shadow:var(--shadow-md);border-color:var(--teal)}
.path-top{padding:26px 28px 20px;border-bottom:1px solid var(--line);background:var(--surface-2)}
.path-num{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-deep);margin-bottom:9px}
.path h3{font-size:21px;margin-bottom:7px}
.path-who{font-size:14.5px;color:var(--muted);margin:0}
.path-body{padding:24px 28px;flex:1}
.path-foot{padding:15px 28px;border-top:1px solid var(--line);font-size:13px;color:var(--muted)}
.tag{display:inline-block;padding:4px 11px;border-radius:99px;font-size:11.5px;font-weight:800;letter-spacing:.05em;text-transform:uppercase}
.tag-open{background:var(--ok-bg);color:var(--ok)}
.tag-prep{background:var(--warn-bg);color:var(--warn)}
.tag-future{background:var(--blue-soft);color:var(--blue)}

/* dark band */
.dark{background:var(--navy);color:#fff}
.dark h2,.dark h3,.dark h4{color:#fff}
.dark .lede{color:#BACDE1}
.dark .eyebrow{color:var(--teal-bright)}
.rule{border-left:3px solid var(--teal);padding:3px 0 3px 20px}
.rule h4{font-size:16.5px;margin-bottom:5px}
.rule p{font-size:15px;color:#AFC4DA;margin:0}

/* quote / callout */
.callout{background:var(--teal-soft);border-left:4px solid var(--teal);border-radius:0 10px 10px 0;padding:24px 28px}
.callout p{font-size:16.5px;color:var(--ink);margin:0}
.note{background:var(--blue-soft);border-left:4px solid var(--blue);border-radius:0 10px 10px 0;padding:22px 26px}
.note p{font-size:15.5px;color:var(--ink);margin:0}
.risk{background:var(--warn-bg);border:1px solid var(--line);border-left:4px solid #C9A227;border-radius:11px;padding:28px}
.risk h3{font-size:18px;margin-bottom:12px;color:var(--heading)}
.risk li{color:var(--ink)}
.risk li:before{background:#C9A227}

/* table */
table{width:100%;border-collapse:collapse;font-size:15px}
th,td{text-align:left;padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--bg-alt);font-weight:700;color:var(--heading);font-size:13.5px;letter-spacing:.03em;text-transform:uppercase}
td{color:var(--muted)}
.tbl{border:1px solid var(--line);border-radius:11px;overflow:hidden}

/* city */
.city{border:1px solid var(--line);border-radius:11px;padding:24px;background:#fff;display:flex;flex-direction:column;gap:10px}
.city h3{font-size:19px;margin:0}
.city .state{font-size:13.5px;color:var(--muted)}
.city.soon{opacity:.72}

/* forms */
.form-wrap{background:var(--surface-2);border:1px solid var(--line);border-radius:14px;padding:32px}
.field{margin-bottom:17px}
label{display:block;font-size:14px;font-weight:600;margin-bottom:6px;color:var(--heading)}
input,select,textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:9px;font-family:var(--sans);font-size:15px;background:var(--surface-3);color:var(--ink);transition:border-color .15s}
input:hover,select:hover,textarea:hover{border-color:var(--muted)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--teal);outline-offset:-1px}
textarea{min-height:96px;resize:vertical}
.checkrow{display:flex;gap:11px;align-items:flex-start;font-size:14px;color:var(--muted);margin-bottom:16px}
.checkrow input{width:auto;margin-top:4px;flex-shrink:0}
.form-msg{padding:13px 16px;border-radius:7px;font-size:14px;margin-top:15px;display:none}
.form-msg.show{display:block}
.form-msg.err{background:var(--warn-bg);color:var(--warn)}
.form-msg.ok{background:var(--ok-bg);color:var(--ok)}
.hint{font-size:13px;color:var(--muted);margin-top:6px}

/* faq */
details{border:1px solid var(--line);border-radius:11px;margin-bottom:11px;background:var(--surface-3);transition:.2s}
details[open]{box-shadow:var(--shadow-sm);border-color:var(--teal)}
summary{padding:17px 22px;font-weight:600;cursor:pointer;font-size:16px;color:var(--heading);list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";font-size:21px;color:var(--teal-deep);font-weight:400}
details[open] summary:after{content:"\2212"}
details .ans{padding:0 22px 19px;font-size:15.5px;color:var(--muted)}
details .ans p:last-child{margin-bottom:0}

/* cta band */
.cta{background:linear-gradient(140deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;padding:74px 0;text-align:center}
.cta h2{color:#fff;font-size:clamp(26px,3.4vw,37px);margin-bottom:14px}
.cta p{color:#BACDE1;font-size:18px;max-width:60ch;margin:0 auto 28px}
.cta-row{display:flex;gap:13px;justify-content:center;flex-wrap:wrap}
.cta .btn-ghost{background:transparent;border-color:rgba(255,255,255,.34);color:#fff}
.cta .btn-ghost:hover{background:rgba(255,255,255,.1)}

/* footer */
footer{background:var(--navy-deep);color:#8FA5BE;padding:60px 0 30px;font-size:14px}
footer img{height:40px;margin-bottom:16px}
footer h4{color:#fff;font-size:13px;letter-spacing:.09em;text-transform:uppercase;margin-bottom:15px}
footer a{color:#8FA5BE;text-decoration:none}
footer a:hover{color:#fff}
footer ul{list-style:none}
footer li{margin-bottom:9px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:42px;padding-top:24px;font-size:12.5px;line-height:1.75;color:#77899F}
.legal p{margin-bottom:11px}
.legal strong{color:#AABBCE}
.setup{background:#FFF8E6;border:2px dashed #C9A227;border-radius:12px;padding:26px;margin:40px 0}
.setup h4{color:#7A5C00;font-size:16px;margin-bottom:10px}
.setup ol{padding-left:20px;font-size:14.5px;color:#6B5200}
.setup li{margin-bottom:7px}
.setup code{background:#F2E4BC;padding:2px 6px;border-radius:4px;font-size:13px}


/* ---------- workbench ---------- */
.wb-tabs{display:flex;gap:6px;border-bottom:2px solid var(--line);margin-bottom:28px;overflow-x:auto}
.wb-tab{background:none;border:0;border-bottom:3px solid transparent;padding:13px 18px;font-family:var(--sans);
 font-size:15px;font-weight:600;color:var(--muted);cursor:pointer;white-space:nowrap;margin-bottom:-2px;transition:.15s}
.wb-tab:hover{color:var(--heading)}
.wb-tab.on{color:var(--teal-deep);border-bottom-color:var(--teal)}
.wb-panel{display:none}.wb-panel.on{display:block;animation:fade .3s ease}
.dt{width:100%;border-collapse:collapse;font-size:14.5px}
.dt th{background:var(--surface-2);font-size:12px;letter-spacing:.05em;text-transform:uppercase;padding:11px 12px;text-align:left;color:var(--heading)}
.dt td{padding:11px 12px;border-bottom:1px solid var(--line);color:var(--ink);vertical-align:top}
.dt tr:last-child td{border-bottom:0}
.dt .num{font-variant-numeric:tabular-nums;text-align:right}
.dt .x{background:none;border:0;color:var(--critical,#D03B3B);cursor:pointer;font-size:17px;line-height:1;padding:2px 6px}
.cnt{display:flex;align-items:baseline;gap:14px;flex-wrap:wrap;margin-bottom:8px}
.cnt .big{font-family:var(--sans);font-size:52px;font-weight:700;line-height:1;color:var(--heading);letter-spacing:-.02em}
.cnt .of{font-size:20px;color:var(--muted);font-weight:600}
.dlrow{display:flex;justify-content:space-between;gap:16px;padding:14px 0;border-bottom:1px solid var(--line);font-size:15px}
.dlrow:last-child{border-bottom:0}
.dlrow .lab{color:var(--ink)}
.dlrow .val{font-weight:700;color:var(--heading);text-align:right;white-space:nowrap}
.dlrow .sub{display:block;font-size:13px;color:var(--muted);font-weight:400}
.wb-bar{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.blocked{background:var(--warn-bg);border:1px solid var(--line);border-left:4px solid #D03B3B;border-radius:10px;padding:18px 22px;margin-bottom:20px}
.blocked p{margin:0;font-size:15px;color:var(--ink)}
@media(max-width:640px){.dt th:nth-child(3),.dt td:nth-child(3){display:none}}

/* ---------- email capture ---------- */
.emailcap{margin-top:26px;padding:22px 24px;border:1.5px dashed var(--teal);border-radius:12px;background:var(--teal-soft)}
.emailcap h4{font-size:16.5px;margin-bottom:5px}
.emailcap p{font-size:14.5px;color:var(--ink);margin-bottom:14px;opacity:.85}
.emailcap .row{display:flex;gap:10px;flex-wrap:wrap}
.emailcap input[type=email]{flex:1;min-width:200px}
.emailcap .fine{font-size:12.5px;color:var(--muted);margin:12px 0 0}
@media(max-width:520px){.emailcap .row .btn{width:100%}}

/* ---------- theme toggle ---------- */
.theme-btn{background:none;border:1.5px solid var(--line);border-radius:9px;width:40px;height:40px;
 display:flex;align-items:center;justify-content:center;color:var(--muted);cursor:pointer;transition:.15s;flex-shrink:0}
.theme-btn:hover{color:var(--heading);border-color:var(--heading)}
.t-moon{display:none}
:root[data-theme="dark"] .t-sun-core,:root[data-theme="dark"] .t-sun-rays{display:none}
:root[data-theme="dark"] .t-moon{display:block}
@media(prefers-color-scheme:dark){
 :root:not([data-theme="light"]) .t-sun-core,:root:not([data-theme="light"]) .t-sun-rays{display:none}
 :root:not([data-theme="light"]) .t-moon{display:block}}

/* ---------- hero visual ---------- */
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero-art svg{width:100%;height:auto;display:block;overflow:visible}
.sky-bar{transform-origin:bottom;animation:grow 1.1s cubic-bezier(.22,1,.36,1) backwards}
@keyframes grow{from{transform:scaleY(0)}to{transform:scaleY(1)}}
.sky-coin{opacity:0;animation:coin 3.2s ease-in-out infinite}
@keyframes coin{0%{opacity:0;transform:translateY(14px)}18%{opacity:1}75%{opacity:1}100%{opacity:0;transform:translateY(-92px)}}

/* ---------- sticky guide nav ---------- */
.with-toc{display:grid;grid-template-columns:210px 1fr;gap:52px;align-items:start;max-width:1000px;margin:0 auto}
.toc{position:sticky;top:104px;font-size:14px}
.toc .lbl{font-size:11.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:12px}
.toc a{display:block;padding:7px 0 7px 14px;color:var(--muted);border-left:2px solid var(--line);line-height:1.4;text-decoration:none}
.toc a:hover{color:var(--heading);text-decoration:none}
.toc a.on{color:var(--teal-deep);border-left-color:var(--teal);font-weight:600}

/* ---------- multi-step form ---------- */
.fstep{display:none}.fstep.on{display:block;animation:fade .3s ease}
.fnav{display:flex;gap:12px;margin-top:24px}
.fnav .btn{flex:1}
.fdots{display:flex;gap:7px;justify-content:center;margin-bottom:26px}
.fdots i{width:34px;height:4px;border-radius:99px;background:var(--line);transition:.25s}
.fdots i.on{background:var(--teal);width:52px}

/* ---------- scroll polish ---------- */
.progress{position:fixed;top:0;left:0;height:3px;background:var(--teal);width:0;z-index:100;transition:width .1s linear}
.rv{opacity:0;transform:translateY(18px);transition:opacity .55s ease,transform .55s ease}
.rv.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}
 .progress{display:none} *{animation:none!important}}

/* ---------- quiz ---------- */
.quiz{background:var(--surface-3);border:1px solid var(--line);border-radius:14px;padding:34px;box-shadow:0 1px 3px rgba(4,45,93,.05)}
.qstep{display:none}.qstep.on{display:block;animation:fade .35s ease}
@keyframes fade{from{opacity:0;transform:translateX(12px)}to{opacity:1;transform:none}}
.qbar{height:5px;background:var(--navy-100,#D6DEEB);border-radius:99px;margin-bottom:26px;overflow:hidden}
.qbar div{height:100%;background:var(--teal);border-radius:99px;transition:width .35s ease}
.qnum{font-size:12.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-deep);margin-bottom:10px}
.qh{font-size:23px;font-family:var(--serif);color:var(--heading);margin-bottom:20px;line-height:1.25}
.qopt{display:block;width:100%;text-align:left;padding:16px 18px;border:1.5px solid var(--line);border-radius:11px;
 background:var(--surface-3);margin-bottom:11px;cursor:pointer;font-size:15.5px;color:var(--ink);font-family:var(--sans);transition:.15s}
.qopt:hover{border-color:var(--teal);background:var(--teal-soft)}
.qopt b{display:block;color:var(--heading);margin-bottom:3px;font-size:16px}
.qopt span{color:var(--muted);font-size:14.5px}
.qback{background:none;border:0;color:var(--muted);font-size:14.5px;cursor:pointer;padding:8px 0;font-family:var(--sans)}
.qback:hover{color:var(--heading);text-decoration:underline}

/* ---------- glossary ---------- */
.gl{border-bottom:1px solid var(--line);padding:20px 0}
.gl:last-child{border-bottom:0}
.gl h3{font-size:18px;margin-bottom:6px;font-family:var(--sans);font-weight:700}
.gl .cat{display:inline-block;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;
 color:var(--teal-deep);background:var(--teal-soft);padding:3px 9px;border-radius:99px;margin-bottom:8px}
.gl p{font-size:15.5px;color:var(--muted);margin:0}

/* ---------- article ---------- */
.article{max-width:720px;margin:0 auto}
.article h2{font-size:27px;margin:40px 0 14px}
.article h3{font-size:20px;margin:30px 0 10px}
.article p{font-size:17.5px;line-height:1.75;color:var(--ink);margin-bottom:18px}
.article ul,.article ol{margin:0 0 20px 22px}
.article li{font-size:17px;line-height:1.7;color:var(--ink);margin-bottom:9px}
.article .meta{font-size:14px;color:var(--muted);margin-bottom:8px}
.article blockquote{border-left:4px solid var(--teal);background:var(--teal-soft);padding:20px 24px;
 border-radius:0 10px 10px 0;margin:26px 0}
.article blockquote p{margin:0;font-size:17px;color:var(--ink)}
.postcard{border:1px solid var(--line);border-radius:14px;padding:26px;background:var(--surface-3);box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:9px;transition:.15s}
.postcard:hover{border-color:var(--teal);box-shadow:0 6px 20px rgba(1,195,158,.1)}
.postcard h3{font-size:19px;margin:0}
.postcard p{font-size:15px;color:var(--muted);margin:0;flex:1}
.postcard .tagline{font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--teal-deep)}

/* ---------- roadmap ---------- */
.road{list-style:none;position:relative;padding-left:34px}
.road:before{content:"";position:absolute;left:9px;top:8px;bottom:8px;width:2px;background:var(--line)}
.road li{position:relative;padding-bottom:26px}
.road li:before{content:"";position:absolute;left:-30px;top:5px;width:14px;height:14px;border-radius:50%;
 background:var(--surface-3);border:3px solid var(--line)}
.road li.done:before{background:var(--teal);border-color:var(--teal)}
.road li.now:before{background:#fff;border-color:var(--teal);box-shadow:0 0 0 4px var(--teal-soft)}
.road h4{font-size:17px;margin-bottom:4px}
.road p{font-size:15px;color:var(--muted);margin:0}
.road .st{font-size:11.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-bottom:4px;display:block}

/* ---------- dropdown nav ---------- */
.has-sub{position:relative}
.has-sub>a{display:inline-flex;align-items:center;gap:5px}
.carat{width:0;height:0;border-left:4px solid transparent;border-right:4px solid transparent;border-top:5px solid currentColor;opacity:.55;transition:transform .15s}
.has-sub:hover .carat,.has-sub:focus-within .carat{transform:rotate(180deg)}
.sub-toggle{display:none}
.sub{position:absolute;top:100%;left:-14px;min-width:236px;background:var(--surface-3);border:1px solid var(--line);
  border-radius:11px;box-shadow:0 12px 32px rgba(4,45,93,.13);padding:7px;flex-direction:column;
  opacity:0;visibility:hidden;transform:translateY(-5px);transition:.16s}
.has-sub:hover .sub,.has-sub:focus-within .sub{opacity:1;visibility:visible;transform:translateY(0)}
.sub a{display:block;padding:10px 13px;border-radius:7px;font-size:14.5px;color:var(--muted);white-space:nowrap}
.sub a:hover{background:var(--bg-alt);color:var(--heading);text-decoration:none}
.sub a.on{color:var(--teal-deep);font-weight:600;background:var(--teal-soft)}

/* ---------- city filter ---------- */
.cityfilter{max-width:420px;margin:0 auto 34px;position:relative}
.cityfilter input{padding-left:42px;height:50px;border-radius:10px}
.cityfilter .mag{position:absolute;left:15px;top:14px;font-size:18px;color:var(--muted);pointer-events:none}
.citygrid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.cty{border:1px solid var(--line);border-radius:11px;padding:16px 18px;background:var(--surface-3);transition:.15s}
.cty:hover{border-color:var(--teal);box-shadow:0 4px 14px rgba(1,195,158,.13)}
.cty .nm{font-weight:600;color:var(--heading);font-size:16px;display:block}
.cty .mt{font-size:12.5px;color:var(--muted);margin-top:3px;display:block}
.cty.hq{border:1.8px solid var(--teal);background:var(--teal-soft)}
.nomatch{text-align:center;color:var(--muted);padding:30px;display:none}

/* ---------- accessibility ---------- */
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:12px 20px;z-index:200;border-radius:0 0 7px 0}
.skip:focus{left:0}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--teal-deep);outline-offset:2px;border-radius:4px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- diagram ---------- */
.diagram{background:var(--surface-3);border:1px solid var(--line);border-radius:14px;padding:30px;box-shadow:var(--shadow-sm)}
.diagram svg{width:100%;height:auto;display:block}
.diagram figcaption{font-size:14px;color:var(--muted);margin-top:16px;text-align:center}

/* ---------- tools ---------- */
.tool{background:var(--surface-3);border:1px solid var(--line);border-radius:14px;padding:34px;box-shadow:0 1px 3px rgba(4,45,93,.05)}
.tool-q{border-bottom:1px solid var(--line);padding:18px 0}
.tool-q:last-of-type{border-bottom:0}
.tool-q .qt{font-weight:600;font-size:16px;color:var(--heading);margin-bottom:12px;display:block}
.opts{display:flex;gap:10px;flex-wrap:wrap}
.opt{flex:1;min-width:120px;position:relative}
.opt input{position:absolute;inset:0;width:100%;height:100%;opacity:0;margin:0;cursor:pointer;z-index:1}
.opt span{display:block;text-align:center;padding:11px 12px;border:1.5px solid var(--line);border-radius:9px;font-size:14.5px;cursor:pointer;transition:.15s;color:var(--muted);background:var(--surface-3)}
.opt input:checked+span{border-color:var(--teal);background:var(--teal-soft);color:var(--teal-deep);font-weight:600}
.opt input:focus-visible+span{outline:3px solid var(--teal-deep);outline-offset:2px}
.opt span{position:relative}
.result{display:none;margin-top:28px;padding-top:28px;border-top:2px solid var(--line);scroll-margin-top:110px}
.result.show{display:block}
.hero-fig{font-family:var(--sans);font-size:56px;font-weight:700;line-height:1;color:var(--heading);letter-spacing:-.02em}
.hero-fig .unit{font-size:26px;color:var(--muted);font-weight:600}
.meter{height:12px;border-radius:99px;overflow:hidden;margin:18px 0 10px}
.meter .fill{height:100%;border-radius:99px;transition:width .5s ease}
.badge{display:inline-flex;align-items:center;gap:8px;padding:7px 15px;border-radius:99px;font-size:14px;font-weight:700}
.badge .dot{width:9px;height:9px;border-radius:50%;flex-shrink:0}
.gaps{list-style:none;margin-top:20px}
.gaps li{padding:13px 0 13px 32px;position:relative;border-bottom:1px solid var(--line);font-size:15.5px;color:var(--muted)}
.gaps li:last-child{border-bottom:0}
.gaps li .mk{position:absolute;left:0;top:13px;font-weight:800;font-size:15px}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.calc-out{background:var(--surface-2);border-radius:11px;padding:24px;margin-top:22px}
.calc-out .line{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--line);font-size:15.5px}
.calc-out .line:last-child{border-bottom:0;font-weight:700;color:var(--heading);font-size:17px}
.calc-out .line span:last-child{font-variant-numeric:tabular-nums}
.split{height:30px;border-radius:7px;overflow:hidden;display:flex;margin:18px 0 8px}
.split div{height:100%;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;color:#fff}
.toolcard{border:1px solid var(--line);border-radius:14px;padding:26px;background:var(--surface-3);box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:10px}
.toolcard .ic{font-size:24px}
.toolcard h3{font-size:18px;margin:0}
.toolcard p{font-size:15px;color:var(--muted);margin:0;flex:1}

@media(max-width:960px){
  .g3,.g4,.flow{grid-template-columns:repeat(2,1fr)}
  nav ul{display:none}
  nav ul.open{display:flex;position:absolute;top:76px;left:0;right:0;background:#fff;flex-direction:column;padding:16px 24px 22px;gap:4px;border-bottom:1px solid var(--line);align-items:stretch;max-height:calc(100vh - 76px);overflow-y:auto}
  nav ul.open>li>a{font-size:16px;padding:11px 0;display:block}
  nav ul.open .has-sub{border-bottom:1px solid var(--line);padding-bottom:6px;margin-bottom:6px}
  nav ul.open .carat{display:none}
  nav ul.open .sub{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 0 14px;background:transparent;display:flex}
  nav ul.open .sub a{padding:8px 0;font-size:15px}
  nav ul.open .btn{text-align:center;margin-top:12px}
  .citygrid{grid-template-columns:repeat(2,1fr)}
  .menu-btn{display:block}
  section{padding:60px 0}
}
@media(max-width:860px){
  .with-toc{grid-template-columns:1fr;gap:0}
  .toc{position:static;margin-bottom:30px;border-bottom:1px solid var(--line);padding-bottom:18px}
  .toc a{display:inline-block;border-left:0;padding:6px 14px 6px 0}
  .hero-grid{grid-template-columns:1fr;gap:36px}
  .hero-art{max-width:400px}
}
@media(max-width:640px){
  .g2,.g3,.g4,.flow{grid-template-columns:1fr}
  .tbl{border:0}
  .tbl table,.tbl tbody,.tbl tr,.tbl td{display:block;width:100%}
  .tbl thead{display:none}
  .tbl tr{border:1px solid var(--line);border-radius:12px;margin-bottom:14px;padding:6px 4px;background:var(--surface-3)}
  .tbl td{border:0;padding:9px 16px;display:flex;justify-content:space-between;gap:18px;align-items:baseline}
  .tbl td:before{content:attr(data-l);font-weight:700;color:var(--heading);font-size:12px;
   letter-spacing:.05em;text-transform:uppercase;flex-shrink:0}
  .tbl td:first-child{border-bottom:1px solid var(--line);padding-bottom:12px;margin-bottom:4px}
  body{font-size:16px}
  .calc-row{grid-template-columns:1fr}
  .citygrid{grid-template-columns:repeat(2,1fr)}
  .tool{padding:22px}
  .hero-fig{font-size:44px}
  .opt{min-width:100%}
}
@media print{header,footer,.topbar,.cta{display:none}}