Why we do it this way.
Most people in India who lost their savings to a scheme lost them to something that looked a great deal like this. That is not a reason to avoid building it. It is a reason to build it correctly and explain exactly how.
What makes a platform like this illegal.
Connecting investors with local businesses is entirely lawful in India. What is unlawful is a specific combination of ingredients. Here they are, and here is how we avoid each one.
| Trigger | Why it is a problem | What we do instead |
|---|---|---|
| Pooling money into a pot we control | An unregistered pooled scheme can constitute a Collective Investment Scheme requiring SEBI registration. | We do not pool. Investors subscribe directly to a specific company. Pooling will happen only inside a registered fund, if and when we hold that registration. |
| Promising a return | Accepting money from the public against a promise of return can amount to an unregulated deposit scheme under the BUDS Act, 2019 — a cognizable, non-bailable offence. | We promise nothing. These are equity and equity-like instruments carrying upside and the real possibility of total loss. |
| Advertising a private deal publicly | A private placement that is publicly advertised can be treated as a deemed public issue, with serious consequences for the company raising money. | Public pages describe the platform. Specific opportunities are visible only to verified, logged-in members. |
| Touching investor money | Holding or routing investor funds creates deposit-taking and payment intermediary exposure. | Funds move from the investor's bank account to the company's own account. We operate no wallet, no escrow, no pooled account. |
This is a plain-language summary of our operating approach, not legal advice. Investors and businesses should take their own professional advice.
Six commitments.
These bind us even when bending one would be commercially convenient. Especially then.
We never hold your money
Investor funds move directly to the issuing company's designated bank account. We are not a deposit taker and will not become one.
We never promise a return
No assured return, no indicative yield, no expected percentage — not on this site, not in a document, not in a conversation. Anyone representing otherwise on our behalf is acting without authority.
Deals are never advertised publicly
Gating opportunities protects the business raising capital from a deemed public issue, and protects you from an offer made without proper documentation.
We stay inside the statutory limits
The 200-subscriber cap per company, per class, per financial year is enforced by our systems rather than left to memory. Every allotment is documented and filed in the prescribed form.
We charge the business, not your upside
Our fees are paid by the company raising capital and disclosed to investors before commitment. We take no share of investor profits unless and until we operate a registered fund permitted to do so.
We say what stage we are at
Where a pathway needs a registration we do not hold, this site says so and nothing is offered under it. We would rather look smaller than we intend to be than imply approvals we do not have.
What we hold, and what we do not.
Stated plainly, because this is the section people should check first.
What we hold
We currently hold no securities-market registration, and we do not need one for what we do today. A private placement under Section 42 of the Companies Act, 2013 is executed by the company issuing the securities. Our role is preparation, documentation and introduction.
- —
What we do not hold
- We are not a SEBI-registered Investment Adviser or Research Analyst
- We are not a SEBI-registered Merchant Banker or Portfolio Manager
- We are not an RBI-registered NBFC, and do not operate a peer-to-peer lending platform
- Our Angel Fund is not yet registered with SEBI, and no units are being offered
- We do not distribute mutual funds, insurance or any other financial product through this platform
Risk disclosure
- Investments in unlisted businesses can lose their entire value. Commit only what you can afford to lose completely.
- These holdings are illiquid. There may be no buyer when you wish to exit, and no timeline for one.
- No return is assured, indicated or implied at any point, by anyone, on our behalf.
- Past performance, where it eventually exists, will not indicate future results.
- Diligence reduces risk. It does not remove it. Every investment decision is yours alone.
- We have no completed exits and no track record. Being early means accepting an unproven process.
- Zero Coupon Zero Principal instruments return neither principal nor any coupon. They are not investments.
- Nothing on this website constitutes investment, legal, accounting or tax advice.